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Trump To Unveil Plan Allowing Homebuyers To Use 401(k) Funds For Down Payments

Trump To Unveil Plan Allowing Homebuyers To Use 401(k) Funds For Down Payments

Authored by Emel Akan via The Epoch Times (emphasis ours),

President Donald Trump will unveil a plan next week that would allow Americans to withdraw funds from their 401(k) accounts to use for a home down payment.

A for-sale sign is posted in front of a home in Las Vegas, Nev., on Aug. 8, 2025. Justin Sullivan/Getty Images

White House National Economic Council Director Kevin Hassett announced the plan during an interview with Fox Business on Jan. 16, adding that the details of the proposal are still being finalized.

He said Trump will announce the final plan in Davos next week.

“The Fed lifted interest rates so much that mortgage rates went through the roof,” Hassett said.

He pointed out that the average monthly payment for a typical family buying a home has nearly doubled, and the down payment required had risen from about $15,000 to around $32,000 during the Biden administration.

Hassett stated that significant progress is needed to address the housing affordability problem, and the latest plan is one of many policies introduced by the president to help achieve this goal.

We’re still talking about the mechanics of it,” he said.

Hassett explained that homeowners could put 10 percent of their home’s equity into a 401(k) plan, and as the home’s value goes up, the 401(k) would grow too. This approach, he said, could provide more funds for retirement, solve liquidity constraints, and make it easier to buy a house earlier in life.

In recent weeks, the Trump administration has introduced a range of proposals to help more Americans achieve homeownership, including bringing down mortgage rates and banning large institutional investors from buying additional residential homes.

In a Jan. 8 Truth Social post, Trump directed the purchase of $200 billion in mortgage bonds to help reduce interest rates.

This will drive Mortgage Rates down, monthly payments down, and make the cost of owning a home more affordable,” Trump wrote.

On Jan. 7, Trump also announced that he’s taking steps to bar large investors from purchasing more single-family homes, and said he would urge Congress to codify it.

Institutional investors are defined as companies owning 1,000 or more properties. Blackstone is considered the largest private-equity owner of U.S. apartments, with more than 230,000 units, according to data from the Private Equity Stakeholder Project as of April 2025.

Affordability of homeownership has become a growing concern, especially for first-time buyers.

Since the start of the coronavirus pandemic, housing costs rocketed, with median home prices rising 55 percent and rents surging more than 35 percent nationwide.

Borrowing costs also shot up in 2022 after the Federal Reserve raised interest rates to combat inflation.

The American Dream is out of reach, especially for many young people. The typical age of first-time buyers climbed to 40 in 2025, the highest on record and up from 31 in 2014, according to a report by The Center for American Progress.

Andrew Moran and Jack Phillips contributed to this report.

Tyler Durden
Sun, 01/18/2026 – 17:30

https://www.zerohedge.com/personal-finance/trump-unveil-plan-allowing-homebuyers-use-401k-funds-down-payments 

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Guardia Civil de España reporta al menos 10 muertos en choque de tren de alta velocidad en sur del país

MADRID (AP) — Guardia Civil de España reporta al menos 10 muertos en choque de tren de alta velocidad en sur del país.

https://www.chicagotribune.com/2026/01/18/guardia-civil-de-espaa-reporta-al-menos-10-muertos-en-choque-de-tren-de-alta-velocidad-en-sur-del-pas/ 

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Senegal gana la final de la Copa Africana de Naciones de fútbol con victoria 1-0 sobre Marruecos

Senegal gana la final de la Copa Africana de Naciones de fútbol con victoria 1-0 sobre Marruecos.

https://www.chicagotribune.com/2026/01/18/senegal-gana-la-final-de-la-copa-africana-de-naciones-de-ftbol-con-victoria-1-0-sobre-marruecos/ 

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NYC Socialists Prepare Mass Mobilization Of 4,000 Anti-ICE Army

NYC Socialists Prepare Mass Mobilization Of 4,000 Anti-ICE Army

New York City’s Democratic Socialists of America are moving to train and mobilize more than 4,000 anti-ICE activists into “rapid response” units designed to interfere with federal deportation operations targeting criminal illegal aliens, according to a New York Post report.

DSA’s effort to assemble a highly organized anti-ICE army of purple-haired leftists to impede federal deportation operations is particularly alarming because the planning phase was apparently being done at an upscale Midtown headquarters of the Chinese Communist Party-linked People’s Forum, a venue littered with pro-Communism rhetoric.

“As we’ve seen in other cities, we still do anticipate a big wave of federal immigration enforcement,” a DSA official who called herself Marina told the crowd of about 100 members last Thursday.

NYPost reported that the NYC chapter is preparing to train upwards of 2,000 DSA members and another 2,000 non-members, and to activate 50 additional trainers. If this story is accurate, it suggests that pressure campaigns against ICE agents on city streets, such as those seen in Minneapolis after the fatal shooting of Renee Good by an ICE officer, are highly organized.  

“When we got the call for this ICE sighting, within minutes, we had 20 to 30 observers on foot and in vehicle, myself included. We showed up and we overwhelmed these ICE agents so much that they let this detainee go. They are scaring us, but we are scaring them right back. We have to keep going. It is working,” one of these legal observers in Minneapolis admitted in a social media post.

ALERT: Woman reveals that a quick response group she’s in was able impede and obstruct an ICE operation that ended in the detainee being let loose:

“When we got the call for this ICE sighting, within minutes, we had 20 to 30 observers on foot and in vehicle, myself included.… pic.twitter.com/4rYXbWfitN

— E X X ➠A L E R T S (@ExxAlerts) January 18, 2026

Here’s more from the NYPost report:

The group didn’t say what all of this will cost, but the member-funded organization repeatedly asked for money throughout the nearly two-hour long meeting – with one leader even going around the room with a red beanie soliciting cash donations in the socialist version of a collection plate.

Most concerning is that a dark-money NGO network tied to a CCP-linked communist billionaire, Neville Roy Singham, was allegedly at the center of this anti-ICE chaos and potentially seen as a command-and-control support node to organize nationwide protests.

This time around, as the Democratic Party’s NGO network attempts to spark ‘George Floyd 2.0’, we’ve understood how this protest industrial complex operates, and even the Trump administration has caught on, with Trump lashing out at paid protesters, and even Scott Bessent at the Treasury talking about investigating the NGOs.

It has become clearer than ever that Democrats and their NGO networks are waging a color-revolution-style operation against the America First agenda, one that increasingly appears aimed at obstructing federal deportation efforts intended to restore national security after the Biden-Harris regime allowed an invasion.

Democrats oppose the deportation of criminal illegals because they view this population as a future voting bloc, part of a broader strategy to entrench a sinister one-party rule. In the process, national security has been sacrificed for political power.

Why Democrats and their DSA allies are coordinating with a CCP-linked communist billionaire’s group to disrupt efforts to restore national security should be deeply alarming to the Trump administration. Yet amid all this chaos, one question remains: why have there been no meaningful reforms in the NGO universe?

At this point, I have to believe that authorities and law enforcement know that the People’s Forum is not just ground zero for organizing NYC protests, but for foreign influence nonprofits on a national level. For them to be collaborating with the DSA, fresh off their return from Cuba, is a huge escalation in the revolution against the West. The DSA has an estimated 11,000 members in NYC alone. I pray that we don’t have another summer of protest-turned-riots in American cities, but these groups are training to do exactly that. You know the old saying: When someone tells you who they are, believe them,” an NGO expert focused on the Singham network told ZeroHedge.

Tyler Durden
Sun, 01/18/2026 – 16:55

https://www.zerohedge.com/political/nyc-socialists-prepare-mass-mobilization-4000-anti-ice-army 

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Mateo Pulcini gana en desempate el Latin America Amateur y se clasifica al Masters de Augusta

LIMA (AP) — El argentino Mateo Pulcini embocó un par de putts para par en la última hora y terminó con un par de tres pies en el segundo hoyo de desempate para ganar el domingo el Latin America Amateur Championship, ganándose un lugar en el Masters, el Abierto de Estados Unidos y el Abierto Británico.

Pulcini, a sus 25 años, es el campeón de mayor edad del torneo desde que comenzó a disputarse en 2015. Cerró con 68 golpes, dos bajo par, y superó a Virgilio Paz, quien intentaba convertirse en el primer ganador de Venezuela.

“Soñamos con jugar y ganar esto. No tengo palabras en este momento. Estoy muy feliz y muy agradecido por las personas que me rodean”, señaló Pulcini.

Paz, quien también hizo un 68 en el Lima Golf Club, compartió el liderato tras un putt para birdie de 25 pies en el difícil par cuatro del hoyo 17. Pulcini, quien jugó golf universitario en Oklahoma Christian y un año final en Arkansas, se mantuvo empatado en el liderato al seguir con un putt para par de 20 pies.

En el hoyo 18, Paz embocó desde ocho pies del hoyo, para empatar a Pulcini en cinco bajo par y forzar solo el segundo desempate en la historia del torneo.

El argentino tuvo su mayor golpe de suerte en el primer hoyo de desempate. Desde una mala posición en el rough derecho, su tiro se dirigía hacia los árboles y de alguna manera evitó todas las ramas, dejándolo a unos 40 yardas del pin. A 18 pies hizo el putt para par y enviar el desempate a otro hoyo.

“Había muchos nervios al final. Como siempre, traté de divertirme, de reír. Estando en esa posición con la que soñaba al comienzo de la semana, ¿por qué no aprovechar y disfrutar?” dijo Pulcini.

Paz estaba en el rough izquierdo en el 18, parcialmente bloqueado por árboles, y consiguió un flyer que se fue a la derecha del green y se asentó en una franja de tierra enmarcando un árbol. Agachado para mantenerse por debajo de las ramas, hizo un chip a unos 25 pies y falló el putt para par.

“Fue una batalla divertida, un día largo. Estoy orgulloso de lo que hice”, señaló Paz.

Pulcini es el tercer campeón argentino. Chile también ha tenido tres campeones.

___

Deportes AP: https://apnews.com/hub/deportes

https://www.chicagotribune.com/2026/01/18/mateo-pulcini-gana-en-desempate-el-latin-america-amateur-y-se-clasifica-al-masters-de-augusta/ 

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Caos en la final de la Copa Africana de Naciones tras protesta de Senegal por penal

Por CIARÁN FAHEY

RABAT, Marruecos (AP) — La final de la Copa Africana de Naciones se fue a un tiempo extra tras un empate 0-0, enmarcado por un caótico cierre que tuvo a los jugadores de Senegal abandonar el campo cuando al anfitrión Marruecos se le otorgó un penal en el tiempo de descuento.

La decisión fue tomada después de que a Senegal le anularon un gol en el otro extremo.

Pape Thiaw, el técnico de Senegal, lideró a su equipo fuera del campo el domingo mientras los aficionados marroquíes celebraban y silbaban.

Los jugadores de Senegal finalmente regresaron y – 14 minutos después de que se señalará el penal – el arquero Édouard Mendy detuvo el cobro de Brahim Díaz en el minuto 24 del tiempo de descuento de la segunda mitad. El atacante del Real Madrid lo cobró a lo panenka.

Más aficionados de Senegal intentaron invadir el campo. Los ánimos también se caldearon en la tribuna de prensa con periodistas peleando entre ellos.

Pape Gueye anotó en el cuarto minuto del tiempo extra para Senegal con un zurdazo al ángulo superior derecho

Senegal ganaba 1-0 después de la primera mitad de la prórroga.

___

Deportes AP: https://apnews.com/hub/deportes

https://www.chicagotribune.com/2026/01/18/caos-en-la-final-de-la-copa-africana-de-naciones-tras-protesta-de-senegal-por-penal/ 

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DOJ Sues Virginia For Failing To Turn Over Voter Rolls

DOJ Sues Virginia For Failing To Turn Over Voter Rolls

Authored by Troy Myers via The Epoch Times (emphasis ours),

The U.S. Department of Justice is suing the Commonwealth of Virginia over its failure to provide election records, according to a news release Friday.

The U.S. Department of Justice in Washington on Aug. 7, 2025. Madalina Kilroy/The Epoch Times

This lawsuit becomes the latest in what’s been a flurry of legal actions by President Donald Trump’s administration against states to ensure election integrity and accurate voter rolls. The DOJ’s suit against Virginia now brings the total to 24 states and the District of Columbia.

Assistant Attorney General Harmeet Dhillon announced the latest lawsuit Friday evening in a post on X.

Virginia becomes the next state sued for ignoring federal law!” Dhillon exclaimed in her post. “The Justice Department means business—and [the DOJ Civil Rights Division] will keep fighting to clean up voter rolls. Happy Friday!”

In the DOJ news release, Attorney General Pam Bondi said her office has sued the two dozen states, plus Washington, D.C., and will continue filing lawsuits to protect American elections.

“Accurate voter rolls are the foundation of election integrity, and any state that fails to meet this basic obligation of transparency can expect to see us in court,” Bondi said.

In the DOJ filing, Virginia Elections Commissioner Susan Beals is accused of violating a measure of the Civil Rights Act for not providing election records upon demand by the attorney general.

The Justice Department is asking the U.S. District Court for the Eastern District of Virginia to order Beals to turn over the statewide voter registration list, including each individual’s name, date of birth, address, and either their driver’s license number, last four digits of their Social Security number, or their Help America Vote Act unique identifier, the court documents read. The DOJ wants these records turned over within five days of a court order.

“Accurate voter rolls are essential to ensuring that American citizens’ votes count only once, and only with other eligible voters,” Dhillon said in the Friday news release.

“The Justice Department is committed to safeguarding fair and free elections, and will hold states accountable when they refuse to respect our federal elections laws.” [source]

Lindsey Halligan, U.S. Attorney for the Eastern District of Virginia, said the commonwealth’s refusal to turn over voter rolls not only violates federal law but also undercuts public trust in elections.

“This office will enforce the law to ensure the public and federal authorities receive the information they are entitled to,” Halligan said.

Friday’s lawsuit against Virginia comes only a day after a federal judge dismissed a similar DOJ lawsuit against California. The Golden State declined to provide its voter rolls, citing state privacy laws. California offered redacted records instead.

The judge called the Justice Department’s demand for voter data was “unprecedented and illegal.”

Virginia Election Commissioner Beals’s email bounced back twice when The Epoch Times reached out for comment. The state’s department of elections did not immediately respond to a request for comment.

Tyler Durden
Sun, 01/18/2026 – 16:20

https://www.zerohedge.com/political/doj-sues-virginia-failing-turn-over-voter-rolls 

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Donald Trump’s voice in a new Fannie Mae ad is generated by artificial intelligence, with his permission

NEW YORK — What sounds like President Donald Trump narrating a new Fannie Mae ad actually is an AI-cloned voice reading text, according to a disclaimer in the video.

The voice in the ad, created with permission from the Trump administration, promises an “all new Fannie Mae” and calls the institution the “protector of the American Dream.” The ad comes as the administration is making a big push to show voters it is responding to their concerns about affordability, including in the housing market.

Trump plans to talk about housing at his appearance at the World Economic Forum in Davos, Switzerland, where world leaders and corporate executives meet this week.

This isn’t the first time a member of the Trump family has used AI to replicate their voice, First Lady Melania Trump recently employed AI technology firm Eleven Labs to help voice the audio version of her memoir. It’s not known who cloned President Trump’s voice for the Fannie Mae ad.

Last month, Trump pledged in a prime-time address that he would roll out “some of the most aggressive housing reform plans in American history.”

“For generations, home ownership meant security, independence, and stability,” Trump’s digitized voice says in the one-minute ad aired Sunday. “But today, that dream feels out of reach for too many Americans not because they stopped working hard but because the system stopped working for them.”

Fannie Mae and its counterpart Freddie Mac, which have been under government control since the Great Recession, buy mortgages that meet their risk criteria from banks, which helps provide liquidity for the housing market. The two firms guarantee roughly half of the $13 trillion U.S. home loan market and are a bedrock of the U.S. economy.

The ad says Fannie Mae will work with the banking industry to approve more would-be homebuyers for mortgages.

Trump, Bill Pulte, who leads the Federal Housing Finance Agency, and others have said they want to sell shares of Fannie Mae and Freddie Mac on a major stock exchange but no concrete plans have been set.

Trump and Pulte have also floated extending the 30-year mortgage to 50 years in order to lower monthly payments. Trump appeared to back off the proposal after critics said a longer-term loan would reduce people’s ability to create housing equity and increase their own wealth.

Trump also said on social media earlier this month that he was directing the federal government to buy $200 billion in mortgage bonds, a move he said would help reduce mortgage rates at a time when Americans are anxious about home prices. Trump said Fannie Mae and Freddie Mac have $200 billion in cash that will be used to make the purchase.

Earlier this month, Trump also said he wants to block large institutional investors f rom buying houses, saying that a ban would make it easier for younger families to buy their first homes.

Trump’s permission for the use of AI is interesting given that he has complained about aides in the Biden administration using autopen to apply the former president’s signature to laws, pardons or executive orders. An autopen is a mechanical device that is used to replicate a person’s authentic signature.

However, a report issued by House Republicans does not include any concrete evidence that autopen was used to sign Biden’s name without his knowledge.

https://www.chicagotribune.com/2026/01/18/trumps-voice-fannie-mae-ad-ai/ 

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Kostyuk confirma lesión de tobillo tras perder en primera ronda del Abierto de Australia

MELBOURNE, Australia (AP) — Marta Kostyuk se rompió un ligamento en el tobillo izquierdo durante su derrota en la primera ronda del Abierto de Australia.

Elsa Jacquemot eliminó a la preclasificada número 20 por 6-7 (4), 7-6 (4), 7-5 (7) después de salvar un punto de partido.

Kostyuk se torció el tobillo hacia el final del tercer set.

“Desafortunadamente, me lesioné el tobillo durante mi partido hoy, y después de más pruebas, se confirmó un ligamento roto”, escribió Kostyuk el domingo en Instagram.

La ucraniana añadió que no podrá jugar en dobles en el torneo con su compañera Elena-Gabriela Ruse.

“El Abierto de Australia siempre ha sido uno de mis torneos favoritos, así que esto no es como imaginaba que terminaría mi participación”, expresó. “Pero eso es parte del deporte”.

Kostyuk comenzó el año con buen pie al alcanzar la final del torneo de Brisbane, sucumbiendo ante la número uno del mundo Aryna Sabalenka.

“A pesar del contratiempo, Brisbane fue una gran manera de comenzar el año, y estoy agradecida por ese impulso. Ahora es momento de enfocarme en la recuperación, y estoy emocionada por volver a la cancha lo antes posible”, señaló Kostyuk.

___

Deportes AP: https://apnews.com/hub/deportes

https://www.chicagotribune.com/2026/01/18/kostyuk-confirma-lesin-de-tobillo-tras-perder-en-primera-ronda-del-abierto-de-australia/ 

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Violent Left Wing Mobs In Minneapolis Hunt For ICE And Attack Counter Protesters

Violent Left Wing Mobs In Minneapolis Hunt For ICE And Attack Counter Protesters

The NGO-funded madness continues in Minneapolis, but the volume on violence has been turned up and it appears that activists have been given the green light to physically assault anyone and everyone they deem a political enemy.  Conservative counter-protesters arriving in the area in small groups or alone have become easy targets for mobs of hundreds of rabid leftists roaming the streets. 

The activists now claim Minneapolis is “their city”, as we witnessed in Seattle during the short lived “CHAZ” experiment and the BLM riots. 

Social media is being flooded with multiple instances of conservative commentators, protesters and also unaffiliated bystanders being assaulted and some nearly killed.  This includes former J6 prisoner and “controversial” Florida Senate candidate Jake Lang, who was rushed by a large leftist mob, cornered, beaten and reportedly stabbed. 

Minneapolis: 🚨 Thousands of left-wing rioters are becoming increasingly violent.

Jake Lang was just PULLED INTO and TAKEN AWAY by a violent mob!
pic.twitter.com/MtVl9m7CQm

— Jay M.D. 🇺🇸 (@PatriotHQ) January 17, 2026

Lang was attacked following a speech he gave a the Minneapolis City Hall for his “March Against Fraud”.  There were no Minneapolis police to be found during the incident.  Lang was struck over the head several times with various weapons, and had to be hospitalized for severe lacerations and cranial bleeding.  Keep in mind, this attack was for Lang simply giving a speech. 

Whether or not one agrees with Lang’s views on immigration and race, he has the right to voice them without being nearly murdered.

Another pro-ICE demonstrator was stalked by a mob and is seen on video allegedly being chased into a parking garage and struck in the head with a pole by anti-ICE agitators. The mob continued following the unidentified man, who was walking to a car in the garage to leave.  They reportedly continued to pepper spray a gash on his head and struck the wound with their hands.

🚨 BREAKING: Leftists just caused RAPID BLEEDING of an ICE supporter by beating him over the head with a flag pole in Minneapolis

Police TOTALLY MISSING IN ACTION.

Mayor Frey called for this. He’s getting the violence he wants.

SEND THE FEDS!https://t.co/IqjWpILwYK

— Eric Daugherty (@EricLDaugh) January 17, 2026

NGO protesters are also setting up road blocks and checkpoints to stop vehicles near the Minneapolis federal building, looking for ICE agents and anyone who might be conservative.  Detained drivers are asked to say “Fuck ICE”, as a test of their political affiliations.

🚨🇺🇸 PROTESTERS DEMANDING NAZI CHECKS BEFORE LETTING CARS PASS

Demonstrators blocking vehicles outside Minneapolis federal building, interrogating occupants before allowing passage.

City descending into mob rule territory.pic.twitter.com/qS5tIoXeJ6 https://t.co/MAZNTtlBIq

— Mario Nawfal (@MarioNawfal) January 16, 2026

In some cases the rioters attack their own people.  This man was beaten and nearly mobbed simply for wearing a camo jacket.  Activists are heard screaming “He’s one of us!”

BREAKING – Minneapolis police have completely turned over the city to leftists, as they are now forming groups to hunt down anyone who appears to support ICE, with this man being saved by the feds just moments before being beaten for simply wearing camo. pic.twitter.com/4b29KEx79F

— Right Angle News Network (@Rightanglenews) January 17, 2026

This man was attacked for wearing a flag jacket with the word “Freedom” on the back.  Protesters yelled that they would not hurt him if he took the jacket off.

“Take it off and you won’t get hurt”

Minneapolis (Jan. 17) — Masked Antifa, far-left, anti-ICE thugs threaten and attack a person of color for wearing an American flag hoodie. Video by @Julio_Rosas11: pic.twitter.com/iwI6lMb8Gl

— Andy Ngo (@MrAndyNgo) January 18, 2026

The Trump Administration is organizing a response to violent rioters – Around 1,500 active-duty soldiers on standby from the 11th Airborne.  It is clear that local law enforcement officials and Democrat leaders plan to do nothing to impede the unchecked criminality of the NGO funded mob. 

Mayor Jacob Frey asserts that the city will be peaceful again as soon as ICE agents leave the area. 

In other words, the activists are a tool for extortion; they create the chaos and the violence and ICE gets the blame.  

Tyler Durden
Sun, 01/18/2026 – 15:45

https://www.zerohedge.com/political/violent-left-wing-mobs-minneapolis-hunt-ice-and-attack-counter-protesters